Since 1986

Welcome to Salute Home Loans

American’s have a ton of choices when financing their home. We take our passion in providing mortgage financing personally. The reason why, because we know how important it is to you and your family and that makes it important to us, and that is personal.
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Our team has over 100 years of combined service helping Americans all over the country. Will you be the next to join the Salute Home Loans family…. We hope you will.

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From Start To Finish

End-to-End Mortgage Service, Building Lifelong Relationships

Salute Home Loans, a division of Capital Federal Credit Union is a one of many under the Capital Mortgage Services family of companies. Since 1986, our team has been servicing mortgages to the tune of 3 billion dollars where as, you start a mortgage with Salute Home Loans, you will finish with our team at Capital Mortgage Services. Not only do we originate the mortgage loan, we process it, underwrite it, close it and then we service it which makes our relationship a true “customer for life…”.

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In The News

Serving clients in all 50 states

The HELPER Act

Making Homeownership Accessible for Those Who Serve

At Salute Home Loans, we believe in supporting those who serve our communities. That’s why we stand behind the The HELPER Act (Homes for Every Local Protector, Educator, and Responder), a visionary bill championed by our own Samuel P. Royer. This act aims to make homeownership more accessible for public service professionals—law enforcement, firefighters, teachers, EMT's and paramedics—by reducing barriers like down payments and mortgage insurance costs. Together, we’re working to help our heroes live in the communities they protect and serve.

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testimonials

What Our Clients Say

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Jane Doe

City, State

The best ever!! Sam and his team are very professional and make sure they get the job done! They went above and beyond and we are forever grateful!! Thank you again for your exceptional service and help with the purchase of our first home!

Amy R G

Palm Coast, FL

Sam was amazing! He worked hard to get us the best rate and making the process easy!

Penny B

Hastings, FL

Sam and his team are so special. They helped my dream become a reality. I will never forget the passion Sam and his team have to help hero's get the homes of their dreams. Thank you for dedication to all your clients.

James L S

Pittsburgh, PA

Always made aware of what was happening or going to happen with our mortgage process. Sam made sure the communication was always understandable for us during the process.

Catherine B

Palm Coast, FL

We originally were going to a national bank chain to get a mortgage. Judging from the seemingly completely unprepared loan agent we were dealing with, we anticipated disaster. Very fortunately, my wife reminded me of Sam and we decided to give him a call. We were extremely glad that we did! Sam sat down with us and clearly explained the situation. Once we agreed, Sam's team quickly took action and within a vary short time we had money in the bank. At various times, my wife and I had questions about the process and no matter what ridiculous time of the day or night we emailed Sam, he seemed to answer the email within minutes. I really don't know how one could find better service anywhere else. Thanks Sam and Team!

Michael L W

Lehighton, PA

Sam was amazing! He was available anytime we had random moment questions and he always explained everything well. If you get an opportunity to read this, Thanks Sam!

Raymond F

Reading, PA

Excellent quick communication. Genuinely took the time to make sure I had all my questions answered. The process was smooth from start to finish!

Scott O

Kissimmee, FL

Everyone we worked with through this process were so nice and professional. They made every step of the application easy for us to understand and execute. What a great TEAM to work with and be a part of.

Alex H

Port Orange, FL

The people are great. Alway answer phone calls and questions .Also very knowledgeable. this is the 3rd time I have used Sam Royer to purchase a home.

James J J

Apollo Beach, FL

I can not stress how easy Sam and Denise made this home buying experience easy. This is my second time working with the team. They were communicative, punctual, and I received the best rate and was able to lock in. I will highly recommend them to anyone in the market looking to buy!

David H

Daytona Beach, FL